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Payment Plan


To help you pay your educational expenses, North Central Texas College offers a Nelnet Payment Plan as a convenient online payment option. Students who use the Nelnet Payment Plan may select installment plans over several months, depending on the length of the semester. Students may choose to make payments from their checking or savings accounts or using their Visa, Mastercard, American Express or Discover credit cards. In addition to the variety of choices available, students also have the convenience of paying online as soon as they are registered.

The only cost to budget monthly payments through the Nelnet Payment Plan is a $30.00 per semester nonrefundable payment plan enrollment fee. If you wish to pay in full instead of creating a monthly payment plan, there is no additional fee charged.

NOTICE: You are not officially enrolled until your bill is paid. No bills will be mailed.

To Enroll

  1. Login to MyNCTC using your NetID and your Student ID as the password.
  2. You will be directed to the MyNCTC Home Page.
  3. Select the "Student Services" tab from the top menu.
  4. Select the "Financial" option from the box on the left.
  5. Click on "Pay Using Nelnet"
  6. Follow the prompts to verify your Contact Information and to create Security Questions
  7. Review the statement and select "Set Up Payment Plan"
  8. Continue the prompts to complete your payment plan
  9. Your payment plan is not complete until you receive your confirmation
  10. Print and retain your confirmation.

Required Information

You will need the following information to set up a FACTS account.

  • Net ID and password
  • Name, address, and e-mail address of the person responsible for making the payments
  • Account information for the person responsible for payment (If paying by automatic bank payments, you will need your bank's name and telephone number, your account number, and your bank's routing number. Most of this information is located on your check. If paying by credit card, you will need your credit card number and the card's expiration date.)

Budgeting Tuition & Fees

You may budget your tuition and fees in one of two ways.

Automatic Bank Payment (ACH)

ACH payments are those payments you have authorized Nelnet to process directly with your financial institution. It is simply a bank-to-bank transfer of funds that you have pre-approved for your expenses at North Central Texas College. Payments may be made from either your checking or savings account. Payments are processed on the 5th of each month and will continue until the balance is paid in full.

Credit Card Option

Many students have requested the option of charging their monthly tuition payment to their credit card. This enables you to take advantage of various bonus programs offered by your credit card company. If you elect to use this option, your monthly payment, along with a convenience fee, will be automatically charged to the credit card you designate. The convenience fee is in addition to the nonrefundable Nelnet Payment Plan enrollment fee. Payments will be charged on the 5th of each month until the balance is paid in full. If you wish to use this option, you may enroll by registering online through your MyNCTC account. Credit card payments are processed by American Card Services, Inc.