Gainful Employment Disclosures


For a certificate program to be considered eligible for federal Title IV aid, the program must lead to gainful employment in a recognized occupation.


In accordance with Federal Regulatory Citations, institutions are required to provide the following information for each program that leads to gainful employment:

  • •  Standard Occupational Classification (SOC)
  • •  On-time graduation rates
  • •  Cost of the program to include books and fees
  • •  Placement rate for students completing the program
  • •  Median load debt incurred by students who have completed the program

If a program has less than ten graduates per year, the Median Loan Debt and the On-Time Graduation rates are not reported to the public due to privacy issues.


In order for a program to be considered part for gainful employment, the program must meet the following criteria:

  • •  Must be financial aid eligible
  • •  Technical program of at least one academic year in length
  • •  Must lead to a certificate or credentialed non-degree
  • •  Clock hour programs must be 600 hours or longer
  • •  College credit certificate programs must be 30 credit hours or less

For further information, please contact NCTC Financial Aid.